Chad Smith & Timothy Schafer:
Medfinity Financial was specifically created for Physicians & Dentists. The Medfinity team is committed to learning about our client’s individual situation and how to effectively coordinate each financial decision into their larger financial picture. We understand the unique financial opportunities and issues that being a Physician and/or Dentist presents. We are knowledgeable on the various student loan programs, own-occupation specialty-specific disability protection, aiming to reduce the tax impact on wealth building, using asset management strategies, with the goal of reducing financial stress, and positioning our clients to enjoy their money throughout their lives. Additionally, we have experience with the local hospital systems, their benefit packages, and coach our clients on the best way to coordinate all of their financial decisions. We are confident we will provide an educational experience that is based on proven economic principles and delivers real results
Tim & Chad have a combined 18 years of experience helping Physicians and Dentists coordinate their financial decisions in an effective and efficient manner. They have helped hundreds of individuals with their personal planning needs and are regularly asked to speak on the topic. Additionally, their parent firm Lifetime Financial Growth has over 50 years of experience providing financial guidance to the medical and dental community of Michigan and Northwest Ohio.
Timothy grew up in Holt, MI, graduated from Albion College with a degree in mathematics, and has a master’s degree from Wayne State University in education. He started his career as a high school math teacher, baseball, and football coach and still uses his teaching experience to help his clients organize their financial lives. Since joining the financial services industry in 2003, he has learned that financial advising is very similar to teaching; while the curriculum and classroom environment have changed the focus on empowering individuals to make better choices through education is the same.
Tim currently lives in Clarkston with his wife, Shelley, and their three children; Avery, Thomas and Luke. In his spare time, he continues to learn, practice and strive to be a better example of his faith. He also loves to hang out with his family, coach little league, stay in shape, ride off-road vehicles, fish, or work on his most recent handyman project. He is a huge football fan and closely follows his three favorite teams; the Albion College Britons, the Michigan State Spartans and of course, the Lions!
Chad was born and raised in southeastern, Michigan. He has a business degree from Eastern Michigan University and a MBA from Liberty University. Chad spent eight years with Cardinal Health serving as a project manager and in various other roles. Following his time at Cardinal Health he oversaw the operations for a family owned business before joining the financial services industry in 2010.
Chad brings a vast array of business experience to his financial services practice. He is dedicated to coordinating his clients financial lives to help them better understand the interdependent nature of the decisions they make. He provides them with a comprehensive look at their financial world and provides an effective method of documenting their progress. Chad enjoys being able to make a difference in his clients’ lives and providing them increased uses of their assets, reduced financial risks, and more flexibility when it comes to their finances.
Chad currently lives in Flatrock, MI with his wife and three kids. In his spare time you will find him on a field coaching various baseball and football teams. He is very active in his local church, sits on the board of several youth sports, and community organizations. If you are up in the morning you find him working out at the local YMCA and/or playing a game of pickleball.
Timothy grew up Nairobi, Kenya and moved to Toronto, Canada when he was 12 years old. After several years his family settled in Raleigh, NC. He graduated from North Carolina Central University with a degree in business administration. Tim spent several years in the banking industry before joining us in the beginning of 2015.
Tim assists our clients with coordinating their financial world. This is accomplished by taking a comprehensive look at their financial life, exposing cash flow inefficiencies and financial perils that may threaten their financial future. We then address how those perils can be mitigated, and educate them on how their current assets and cash flow can be utilized to reap multiple benefits.
Tim currently resides in Detroit, Michigan. Needless to say, he enjoys traveling and experiencing what the world has to offer. In his spare time he likes to stay in shape, spend time with friends while enjoying a great meal, and taking in the sights, sounds and culture within the city of Detroit.